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The American Risk Exchange

Risk protection with
the price exposed.

One adaptive Risk OS subscription based on verified Risk Under Management. The monitored risk changes; the pricing logic stays visible.

Transparent RUM pricing

One subscription.
Priced in plain sight.

Tomorrow prices the Risk OS on verified Risk Under Management—the exposures continuously mapped, monitored, and prepared for protection. It is not a percentage of total wealth and it is not an opaque insurance premium.

RUM is the notional risk actively monitored by Tomorrow. Connected evidence replaces estimates before final pricing.
Continuous risk intelligence Protection design War Room + lifecycle Governance + provenance
Subscription estimator$100M verified RUM
Indicative annual rate8 bps
Annual subscription$80,000
Monthly equivalent$6,667
Modeled difference vs. a 50 bps traditional stack$420,000 less per year
Illustrative estimate. Final pricing requires verified RUM and an executed agreement. Contract premium, collateral, counterparty economics, and applicable execution charges are separate and disclosed before action.

Modeled cost comparison

See the basis. See the range. Decide with the assumptions visible.

Illustrative · $100M monitored risk
Annual platform + operating-cost equivalentRateEstimated annual cost
Tomorrow RUM subscriptionOne disclosed annual rate on verified RUM
8 bps$80,000
Electronic OTC venue + service stackModeled access, execution and operating stack
25–50 bps$250,000–$500,000
Brokered bilateral OTC stackModeled brokerage and servicing equivalent
15–40 bps$150,000–$400,000
Traditional dealer-led bilateral channelModeled spread and operating-cost equivalent
50–200 bps$500,000–$2,000,000

Alternative ranges are modeled estimates—not competitor quotes—and vary by product, counterparty, documentation, volume, collateral, and service scope. Insurance premiums are not included because they price specific transferred risks and are not directly comparable to a platform subscription.

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What the subscription covers

Continuous intelligence, design, execution workflow, and control.

Risk OS

Exposure mapping, monitoring, evidence, scenarios, and prepared decisions.

Protection workflow

Instrument discovery, structure design, comparison, and human review.

War Room

AI-assisted negotiation, redlines, precedent, approvals, and provenance.

Lifecycle

Ongoing watch, governance, reporting, and adaptive recommendations.

The 8 bps rate shown is an indicative standard assumption, not an offer or binding quote. Final subscription pricing depends on verified RUM, scope, complexity, data connectivity, and executed documentation. OTC instruments involve risk of loss and are available only to eligible participants where permitted. Instrument premium, collateral, counterparty economics, third-party charges, and applicable transaction fees are separate. See the legal pricing schedule and risk disclosure.

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Important Disclosures

Registration & No Endorsement. Here Tomorrow LLC is registered as a Commodity Trading Advisor (CTA) with the U.S. Commodity Futures Trading Commission (CFTC) and is a Member of the National Futures Association (NFA). NFA Member ID: pending. Registration with the CFTC and membership in the NFA do not constitute an endorsement of Tomorrow OTC, its personnel, or any trading program by the CFTC or the NFA.

Newly Registered Advisor - No Performance History. Tomorrow OTC is a newly registered Commodity Trading Advisor and has no prior trading performance history. No representation is being made that any client will or is likely to achieve profits or losses similar to those that may be discussed on this website. Past performance is not necessarily indicative of future results.

Algorithmic & AI-Driven Systems. Tomorrow OTC operates autonomous, algorithmic, and AI/machine-learning-driven pricing, quoting, and trading systems, including market-making hive bots, settlement engines, and model-derived analytics. These systems may produce unexpected outputs, experience latency, outages, data errors, model drift, or adversarial conditions, and are not guaranteed to perform as intended. Model outputs, fair values, indicative quotes, and written commentary generated in whole or in part by AI systems are provided for informational purposes only and are not investment advice, a recommendation, or a solicitation to transact. Users must independently evaluate any strategy, price, or output.

Hypothetical & Simulated Performance (CFTC Rule 4.41). Any hypothetical, simulated, or backtested results displayed on this site have inherent limitations. Unlike an actual performance record, simulated results do not represent actual trading and may not reflect the impact of material economic or market factors on decision-making. Simulated trading programs are designed with the benefit of hindsight. No representation is being made that any account will, or is likely to, achieve profits or losses similar to those shown.

Product & Eligibility. Tomorrow OTC contracts are bilateral over-the-counter swaps and event-based derivatives intended exclusively for Eligible Contract Participants (ECPs) as defined in Section 1a(18) of the Commodity Exchange Act. Nothing on this site constitutes an offer to sell, or a solicitation of an offer to buy, any product in any jurisdiction where such offer or solicitation would be unlawful. Not available to retail investors. Not FDIC insured. Not a bank deposit. No bank guarantee. May lose value.

Risk of Loss. Trading commodity interests, OTC derivatives, and event or prediction market contracts involves a substantial risk of loss and is not suitable for all persons. You may lose all or more than the amount of funds committed to a position. Before transacting, review the full Risk Disclosure Statement, Terms of Service, and applicable ISDA documentation.

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